Assessing your finances is a good first step when deciding when you are ready to make the leap to home ownership, including monthly mortgage payments as well as interest, property taxes, appreciation, and closing costs. Try our calculators below to help in your buying power assessment. This tool will provide a guideline on the price of home that will meet a monthly mortgage investment consistent with your unique financial situation and the best next step toward buying your first or next home.
What Can I Afford
First, use the financial calculator to determine the price you can afford. Then, select your location to narrow down your results.
 Calculations are based on the following estimate values: Annual Property Tax - 1% [$53/yr. or $4/mo] Annual Home Insurance - 0.5% [$27/yr. or $2] Premium Mortgage Insurance - 0.5% [$27/yr. or $2/mo.]  PMI (Premium Mortgage Insurance) only being calculated when the down payment is less than 20% of the price of the property. Disclaimer: the calculations are estimated and can only be used as guidance. For specific information contact your real estate agent or lending company.