{"id":12192,"date":"2017-05-23T09:01:45","date_gmt":"2017-05-23T16:01:45","guid":{"rendered":"https:\/\/www.hayden-homes.com\/?p=12192"},"modified":"2017-05-23T09:01:45","modified_gmt":"2017-05-23T16:01:45","slug":"paying-procrastinate-mortgage-rates-rising","status":"publish","type":"post","link":"https:\/\/www.hayden-homes.com\/blog\/paying-procrastinate-mortgage-rates-rising\/","title":{"rendered":"Paying to Procrastinate: Mortgage Rates Rising"},"content":{"rendered":"

If you had to move today, and you could afford to buy, would you choose to purchase a new home or would you continue to rent? Most people – according to an article published in The Mortgage Reports<\/a> – said that they would buy. If you\u2019re someone who dreams of owning a brand new home, what are you waiting for? Interest rates are great right now, but most consumers are pessimistic about the future. So act now! If you delay in buying, your procrastination will cost you.
\nConsumers Pessimistic About Future Mortgage Rates<\/strong>
\nFannie Mae\u2019s monthly National Housing Survey report reveals a negative trend about consumers\u2019 feelings about interest rates: a whopping 64 percent of consumers – which is a record high – believe that interest rates on mortgages will increase over the course of the next year.
\n\"Fannie-Mae-Housing-Survey-Mortgage-Rates-2017-03-768x432\"<\/a>
\nSo are consumers right? Will mortgage rates increase over the next 12 months?<\/strong>
\nThe same article cited above suggest that consumers may be, unfortunately, correct, warning potential homeowners that they should expect rates to remain \u201csteady-to-lower for the remainder of the year.
\nFocus on Good Rates Today<\/strong>
\nRather than worrying about higher mortgage interest rates tomorrow, consumers should focus on the fact that today, interest rates are relatively good. In fact, interest rates today are at about half of their normal average, historically (about eight percent).
\nAnd while mortgage rates are low, rental prices are on the rise, and are expected by consumers to increase 4.1 percent over the next year. And it\u2019s not just interest rates that consumers are feeling gloomy about; more than half of consumers surveyed also believe that home prices will increase, too.
\nBuy Today – Save Stress and Money<\/strong>
\nThe economic situation is this: mortgage rates are currently low, and in the future, rental prices, home prices, and interest rate prices are all expected to increase. For the prospective homebuyer, then, this means one thing – now is the time to buy. In fact, if you don\u2019t buy now, 64 percent of consumers think that you will pay for it at a later date!
\nAnd just in case you\u2019ve been waiting until you have a full 20 percent to put down for your new home, consider that there are now eight different major loan types that do not require 20 percent down!
\nBuy New with Hayden Homes<\/strong>
\nIf you have been dreaming of owning your own home, now is the time to take action. But don\u2019t settle for a used home. Used home prices are rising, and in many cases, cost the same (or more) than a brand new home. Move into your dream home and enjoy living in it for years to come without pouring thousands into home repairs and upgrades.
\nIf you don\u2019t have 20 percent down, there are financing options available for you<\/a>, and if you act now, you may save money on the cost of a home and home loan in the future. At Hayden Homes, we have the amazing new homes that you are looking for in the best new homes neighborhoods across Washington<\/a>, Oregon<\/a> and Idaho<\/a>. We can answer questions that you have about financing, too. Check out our new homes today!<\/p>\n","protected":false},"excerpt":{"rendered":"

If you had to move today, and you could afford to buy, would you choose to purchase a new home or would you continue to…<\/p>\n","protected":false},"author":2,"featured_media":12193,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"yoast_head":"\nPaying to Procrastinate : Mortgage Rates Rising<\/title>\n<meta name=\"description\" content=\"If you had to move today, and could afford to buy, would you choose to purchase a new home or continue to rent? Don't wait! 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